Privacy Policy

Effective date: 1 January 2026
Last updated: 1 January 2026

AIIncomeFormula Training Inc. (“AIIncomeFormula,” “we,” “us,” or “our”) respects your privacy and is committed to protecting personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws in Canada. This Privacy Policy explains how we collect, use, disclose, retain, and safeguard personal information when you visit aiincomeformula.one, enrol in our vocational training programmes, participate in workshops, or otherwise interact with our services.

1. Who we are

AIIncomeFormula Training Inc. is a registered Saskatchewan corporation (Corp #1012345678) headquartered at 101-21st Street East, Suite 400, Saskatoon, SK S7K 0B8, Canada. Our federal business number is 814567890 RC0001. GST/HST registration: 814567890 RT0001. We provide vocational courses in AI-assisted professional skills — structured training in methodologies for applying AI to income-generating work. We are an educational provider, not a financial advisor, employment agency, or client marketplace.

For privacy inquiries, contact our privacy officer at [email protected] or +1 (306) 555-0148 during business hours (Mon–Fri, 09:00–17:00 CT).

2. Scope of this policy

This policy applies to personal information collected through our website, enrolment forms, email communications, live and virtual classrooms, coaching sessions, corporate workshops, and related administrative processes. It does not apply to third-party websites, AI tool platforms, or social networks you may access independently. Those services maintain their own privacy policies.

3. Information we collect

We collect only information reasonably necessary for delivering training, communicating with learners, processing payments, and complying with law. Categories include:

• Identity and contact data: name, email address, phone number, mailing address, company or organisation name, job title, and province of residence.
• Enrolment and academic records: programme selections, cohort dates, assignment submissions, assessment results, attendance records, coaching notes, and capstone materials you provide.
• Payment information: billing address, transaction records, invoice history. Credit card numbers are processed by our payment processors; we do not store full card details on our servers.
• Communications: messages sent through contact forms, email threads, Q&A session transcripts where recorded, and support tickets.
• Technical data: IP address, browser type, device identifiers, pages viewed, referral URLs, and cookie data as described in our Cookie Policy.
• Consent records: timestamps and methods of consent for marketing communications (CASL), contact form submissions (PIPEDA), and cookie preferences.

We do not intentionally collect sensitive personal information such as government identity numbers, financial account credentials, or health information unless you voluntarily include such data in assignments — which we discourage. Learners must redact confidential third-party client data before submitting work for review.

4. How we collect information

Information is collected directly from you when you complete forms, enrol in programmes, attend classes, participate in coaching, or communicate with staff. We may also collect information automatically through cookies and similar technologies when you browse our website. Corporate sponsors may provide employee lists for workshop registration with appropriate authorisation from those employees or their employers.

5. Purposes for collection and use

We use personal information for the following purposes, limited to what a reasonable person would consider appropriate in the circumstances:

• Delivering vocational training programmes, workshops, coaching, and Q&A sessions.
• Processing enrolments, invoices, refunds, and tax documentation.
• Responding to inquiries submitted through our contact form or email.
• Providing learner support, academic feedback, and technical assistance.
• Improving curriculum, website functionality, and service quality through aggregated analytics.
• Sending transactional communications about schedules, materials, and account status.
• Sending marketing communications about programmes and events where you have provided express or implied consent under CASL, with opt-out mechanisms in every message.
• Complying with legal obligations, responding to lawful requests, and protecting our rights.
• Maintaining security, detecting fraud, and preventing abuse of our platforms.

We do not use personal information to make automated decisions that produce legal or similarly significant effects without human review.

6. Consent

PIPEDA requires meaningful consent for collection, use, and disclosure of personal information. Consent may be express — such as checking an unchecked box on our contact form — or implied where appropriate for obvious purposes like responding to a direct inquiry. You may withdraw consent for marketing communications at any time by clicking unsubscribe links or emailing [email protected]. Withdrawal does not affect the lawfulness of processing before withdrawal, nor does it prevent us from retaining information required by law or legitimate business records.

Contact form consent is not pre-checked. You must actively confirm PIPEDA/CASL consent before submission. Cookie consent is managed through our banner with Accept, Reject, and Customise options; non-essential cookies are not placed without your choice except as described in our Cookie Policy.

7. Disclosure to third parties

We do not sell personal information. We may disclose information to:

• Service providers: hosting providers, email delivery services, payment processors, learning management platforms, video conferencing tools, and analytics vendors under contractual obligations to protect data and use it only for specified purposes.
• Corporate sponsors: when your employer sponsors your enrolment, we may share attendance and completion status with authorised sponsor representatives.
• Legal and regulatory authorities: when required by law, court order, or to protect safety and rights.
• Professional advisors: lawyers, accountants, and insurers under confidentiality obligations.

Some service providers may process data outside Canada. When information is transferred internationally, we assess risks and implement safeguards — contractual clauses, vendor security reviews, and minimisation of transferred data — consistent with PIPEDA accountability requirements.

8. Retention

We retain personal information only as long as necessary for the purposes described above or as required by law. Enrolment records, payment history, and tax-related documents are typically retained for seven years after the end of the fiscal year in which transactions occurred, aligned with Canadian tax record requirements. Assignment submissions may be deleted sooner upon learner request after programme completion, unless needed for dispute resolution or accreditation evidence. Marketing suppression lists are retained indefinitely to honour opt-out requests.

9. Security

We implement administrative, technical, and physical safeguards appropriate to the sensitivity of information we hold: access controls for staff, encrypted connections (TLS) for website traffic, password policies, secure storage for learning platforms, and training for personnel who handle personal data. No method of transmission or storage is completely secure; we cannot guarantee absolute security but we review practices regularly and respond to identified vulnerabilities.

10. Your rights under PIPEDA

Subject to limited exceptions, you have the right to:

• Access personal information we hold about you and receive an account of its use and disclosure.
• Request correction of inaccurate or incomplete information.
• Withdraw consent where processing is consent-based, with understanding of resulting limitations on services.
• Challenge our compliance with PIPEDA by contacting us first, then the Office of the Privacy Commissioner of Canada if unresolved.

Access requests may require identity verification. We respond within thirty days unless an extension is permitted. We may charge a minimal fee for transcription costs in exceptional cases, but routine access is provided without charge.

11. Children

Our programmes are designed for adult learners and working professionals. We do not knowingly collect personal information from individuals under sixteen without parental or guardian consent. If we learn that we have collected such information without appropriate consent, we will delete it promptly.

12. Links and embedded tools

Our website and courses may link to external AI platforms, documentation sites, or partner resources. Clicking those links takes you outside our control. Review third-party privacy policies before submitting personal or client data to external tools. We recommend using enterprise or privacy-reviewed tool configurations when working with sensitive materials.

13. Breach notification

If a breach of security safeguards creates a real risk of significant harm to individuals, we will notify affected persons and the Privacy Commissioner of Canada as required by PIPEDA breach reporting obligations. Notifications will describe the circumstances, information involved, steps taken, and recommended protective measures.

14. Changes to this policy

We may update this Privacy Policy to reflect legal, technical, or operational changes. Material updates will be posted on this page with a revised effective date. Continued use of our services after posting constitutes acceptance of changes for non-material updates; material changes affecting previously collected data will be communicated directly where practicable.

15. Contact

AIIncomeFormula Training Inc.
101-21st Street East, Suite 400
Saskatoon, SK S7K 0B8, Canada
Email: [email protected]
Phone: +1 (306) 555-0148